Where you’re at in life:
- You’re late 50’s, 60’s, 70’s
Your children are adults on their own
You’ve sold your business, farm, or sizable real estate holdings
You enjoy traveling and being with family and friends
You get to enjoy more free time than you did while you were working
What you’re concerned with:
How to make your money last your lifetime
Generating monthly income from your investments
Protecting what you spent a lifetime building
Making sure your estate plans are in order
Helping your children and grandchildren succeed
Consolidating and simplifying your financial affairs
How we help:
Organizing all of your accounts under one cohesive umbrella
Consolidating all your old workplace 401ks, IRAs, etc
Working with your attorney to ensure your assets are protected and your estate plans are up-to-date
Structuring your portfolio to provide stable monthly income
Meeting with you regularly to make sure your accounts are performing as planned
Where you’re at in life:
You’re late 40’s, 50’s, early 60’s
Children are late teenagers or young adults
You’re leading a successful company you’ve built
You have more discretionary income than you’ve ever had
Your business consumes a large amount of your time, but you somehow find time to travel and spend time with the kids
What you’re concerned with:
Maximizing the value of your business
How to successfully transition the business to the next owner
Protecting not only your business but the other assets you’ve accumulated
Being smart with your discretionary income
Minimizing taxes
How we help:
Creating a 5-10 year plan mapping out the sale of the business
Structuring the proceeds from the sale in a way that will provide income for the rest of your life
Formulating an investment plan to minimize taxes and maximize return for your given level of risk
Working with your attorney to protect your assets and provide for a smooth business transition
Structuring your portfolio to provide stable monthly income
Coordinating with your CPA for ongoing tax planning
Where you’re at in life:
You’re in your 30’s and 40’s
Your children are coming into their teenage years, maybe even driving
You’ve been out of school 10-15 years and have worked your way up in your career
Income is strong and getting stronger each year
You’re going 100mph and that’s not fast enough
Your free time revolves around kids’ activities: sports, dance, recitals, activities and vacations now and then
What you’re concerned with:
Being smart with your money – striking a balance between having fun now (a new boat, that dream cabin) without sacrificing future goals (done working by age 55)
Choosing between paying down debts, saving for the kids’ college, or your own retirement
How to maximize investment growth without taking unnecessary risks
Selecting the right CPA, attorney, or insurance agent for your situation
Making sure your business is being run the way it should
How we help:
Creating the proper team – a CPA and attorney who specialize in your specific situation
Creating a long-term plan, and then keeping you on track against that plan
Mapping out cash-flows for the next several years – how much to allocate to current lifestyle, savings, and paying down debts
Setting up college savings accounts for the kids
Making sure you have the correct legal documents in place in case something happens to you